STUDI TERHADAP MODAL KOPERASI UNTUK FORMULASI NOMENKLATUR PENDANAAN KOPERASI

Suwandi Suwandi

Abstract


Cooperative capital for the period 2010-2016 shows the trend of increasing security of creditors and cooperative financiers or investors, but there is a vulnerability to own capital as an effect of fluctuations in the number of members and members' financial contributions that have an impact on cooperative capital unstable. However, even though self-capital in the form of deposits (principal and mandatory) becomes a point of unstable capital of the cooperative, but to replace it with 'shares (share)' as the norm of cooperative capital used by cooperatives in various countries, it is not something that can accepted by cooperative communities in Indonesia today. Socio-economic considerations, cooperative culture and perspectives on deposits are crucial but the use of 'stocks or share’ is not suitable. Disclosure of latent issues in cooperative finance raises solutions regarding nomenclature and cooperative funding features.


Keywords


Cooperative Capital, Own Capital, Debt, Shares.

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